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HCF Pet insurance
HCF Pet Insurance offers policies designed to provide comprehensive coverage for your pets' healthcare needs. With options for both premium and essential coverage, HCF ensures that pet owners can select a plan that fits their budget while still offering strong protection for accidents and illnesses. The optional extras such as routine care and alternative therapy allow for a tailored approach to your pet's health needs.
What We Like About HCF Pet Insurance
HCF Pet Insurance provides both premium and essential coverage options, allowing pet owners to choose a plan that meets their needs. The comprehensive coverage includes options for routine care, alternative therapies, and even third-party liability, making it a versatile choice for pet owners looking for more than just basic coverage. The policies offer up to 80% reimbursement of eligible vet bills, with high annual benefit limits to cover major medical expenses.
Coverage for cats.
Coverage for dogs.
Details of the company
Name
HCF Pet Insurance
Address
6 MacArthur Ct, Brisbane, AU
Phone number
1800 630 681
Accidental injury
Yes
Routine care
Optional (depending on the plan)
Lifetime cover
Yes
Reimbursement rate
Up to 80%
Cooling off period
21 days
Excess options
$500 (if hospitalized for 5 or more consecutive days)
Emergency boarding
Yes
Consultations, vet visits
Included
Why should we choose HCF Pet Insurance?
HCF Pet Insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, HCF Pet Insurance goes to the rescue.
Pros
High annual benefit limits ($12,000 for Premium)
Optional coverage for routine care and alternative therapy
Up to 80% reimbursement of eligible vet bills
Comprehensive cover options
Cons
Excess applies under certain conditions (Premium)
Limited optional extras for Essential plan
Pre-existing conditions are not covered
HCF Pet Insurance’s rating around the web
HCF Pet Insurance reviews on other locations
These ratings are updated Monthly!
Pet Insurance Policies
Pet Insurance Policies Offered by HCF Pet Insurance
The insurance quotes and policies listed are subject to change. For the most accurate and up-to-date information, please refer directly to the provider's website.
Annual Premiums
For Dogs
Breed | 1 Year Old | 5 Years Old |
---|---|---|
Cavoodle | $85.38 | $124.55 |
Labrador | $125.00 | $173.20 |
Staffordshire Bull Terrier | $109.75 | $150.49 |
For Cats
Breed | 1 Year Old | 5 Years Old |
---|---|---|
Domestic Shorthair Cat | $69.27 | $80.56 |
British Shorthair | $84.69 | $97.57 |

What our customers say
David Whitton

Petsy were patient and thorough as I worked out my new puppy’s insurance. They answered all my questions and the online process was seamless. Very happy with no sub limits as well. Highly recommended.
Fisme

The entire Australian based team at Petsy are friendly, awesome and extremely helpful - thank you to Catherine, Alex, Carissa, Jenny N & Alison for all your support in the recent months. You guys are incredible.
Mohyddeen Elkayal

Petsy insurance was a great choice , they give you peace of mind when it comes to your the health of your precious Pets. I highly recommend them over any other pet insurance company. No wonder they have the best reviews.
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Frequently asked questions
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