Knose Pet Insurance
Knose Pet Insurance Review
The Knose team started with giving wellness care to your fur babies to ensure that they live a long and happy life. Then CEO Tiann Dreyer noticed that when things go south, these beloved pets will more likely get treated with bills that could go up to $20,000 yearly. So, they launched Knose pet insurance.
The pet insurance policies of Knose are simple and straightforward. They have two plans, both for cats and dogs. The Knose Dog cover offers a yearly benefit of $25,000 max with a reimbursement rate choice of 70%, 80% of 90%. The inclusions of the policy are accidental injuries, illnesses, tick paralysis, emergency boarding, cruciate ligaments treatment, and routine care.
Tick paralysis, emergency boarding and cruciate ligaments benefit are all part of the $25,000 coverage of the policy. There is also no sub-limit for the plan and no additional excess charges.
If you are thinking of enrolling your pet with this policy, just know that their age eligibility is from eight weeks young to below seven years old. However, your pet can remain in the insurance plan and have the Lifetime cover if you continue to renew your policy.
Furthermore, vet visits and consultations, hospitalizations, surgeries and medicines and drugs are all part of the inclusions.
For the Knose Cat cover, your cat can avail an annual limit of $25,000 with a reimbursement rate choice of 70%, 80%, or 90%. Your cat also gets consultations and vet visits, emergency boarding and cruciate ligaments treatment for $25,000. The minimum age for the cover is eight weeks young, and the maximum age limit is seven years old.
Also, your cat gets entitled to hospitalization, surgery, routine care and medicines and drugs along with the other benefits. If your cat reaches its seventh birthday, do not fret. With the Lifetime cover, your cat can still avail the policy, as long as you continue to renew it.
What we like about the policies of Knose pet insurance is the shorter waiting periods for the illnesses benefit. Unlike other insurance plans which have 30 days, the Knose pet insurance policies only have a 14-day waiting period for the diseases and six months for the orthopaedics and hereditary conditions. Also, you can choose your reimbursement rates. In this way, you can choose to pay a little more or a little less for your pet’s treatment if you want higher premiums or lower premiums.
Lastly, if you read the policies on their website, you will notice that their insurance covers are simple and straightforward. It is effortless to understand, and there is no need to research any further.
But we have to consider that every insurance plan has exclusions. For the Knose pet insurance, exclusions are alternative therapies, behavioural problems, pre-existing conditions, ambulance rides and illnesses due to epidemics.