Rated 4.125/5 by Furbaby
This page has been verified and claimed by the provider
RACQ pet insurance
RACQ Pet Insurance offers comprehensive coverage for both illness and injury, ensuring that your pets are protected throughout their lives. With high annual benefit limits and the option for coverage abroad, RACQ provides a flexible and robust insurance plan that covers a wide range of medical conditions, treatments, and emergency services. The optional Tender Loving Care (TLC) package allows pet owners to add routine care, making it a more complete solution.
What We Like About RACQ Pet Insurance
RACQ Pet Insurance provides generous coverage for vet costs, covering up to 80% of eligible bills with an annual limit of $12,000. The policy also covers emergency boarding, euthanasia, and overseas travel, making it an excellent choice for pet owners who travel frequently. Additionally, the lifetime illness and injury coverage ensures that older pets continue to be protected as long as the policy is renewed without a break.
Coverage for cats.
Coverage for dogs.
Details of the company
Name
RACQ Pet Insurance
Address
PO Box 4, Springwood, Queensland 4127
Phone number
13 1905
Accidental injury
Yes
Routine care
Optional with TLC package
Lifetime cover
Yes (as long as the policy is continuously renewed)
Reimbursement rate
Up to 80%
Cooling off period
Not specified
Excess options
Varies by plan and condition
Emergency boarding
Yes (up to $1,000 annually)
Consultations, vet visits
Included
Why should we choose RACQ Pet Insurance?
RACQ pet insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, RACQ pet insurance goes to the rescue.
Pros
High annual benefit limit ($12,000)
Lifetime illness and injury cover after 9 years
Emergency boarding and euthanasia costs covered
Coverage extended to New Zealand and Norfolk Island
Cons
Exclusions for pre-existing conditions and certain illnesses
Limited coverage for cruciate ligament and Brachycephalic Airway Syndrome (BAS)
Waiting periods apply for illness (21 days) and some conditions (e.g., 6 months for cruciate ligament)
Routine care only available through the optional TLC package
RACQ Pet insurance’s rating around the web
RACQ Pet Insurance reviews on other locations
These ratings are updated Monthly!
Pet Insurance Policies
Pet Insurance Policies Offered by RACQ Pet Insurance
The insurance quotes and policies listed are subject to change. For the most accurate and up-to-date information, please refer directly to the provider's website.
Annual Premiums
For Dogs
Breed | 1 Year Old | 5 Years Old |
---|---|---|
Cavoodle | $82.90 | $121.09 |
Labrador | $121.49 | $168.79 |
Staffordshire Bull Terrier | $107.12 | $147.05 |
For Cats
Breed | 1 Year Old | 5 Years Old |
---|---|---|
Domestic Shorthair Cat | $45.75 | $51.52 |
British Shorthair | $52.40 | $59.06 |

What our customers say
David Whitton

Petsy were patient and thorough as I worked out my new puppy’s insurance. They answered all my questions and the online process was seamless. Very happy with no sub limits as well. Highly recommended.
Fisme

The entire Australian based team at Petsy are friendly, awesome and extremely helpful - thank you to Catherine, Alex, Carissa, Jenny N & Alison for all your support in the recent months. You guys are incredible.
Mohyddeen Elkayal

Petsy insurance was a great choice , they give you peace of mind when it comes to your the health of your precious Pets. I highly recommend them over any other pet insurance company. No wonder they have the best reviews.
Submit a review for RACQ Pet Insurance
Contact Us
Frequently asked questions
Still have a few things you'd like to clear up about pet insurance? We’re here to help!