Bow Wow Meow Pet Insurance review
Bow Wow Meow Pet Insurance 4.8/5
For both cats and dogs, Bow Wow Meow Pet Insurance is a reputable source of all-inclusive pet insurance coverage. Bow Wow Meow Pet Insurance offers pet owners financial security and peace of mind with flexible plans that may be tailored to your budget and your pet's unique needs. Their experienced and amiable customer service staff is dedicated to offering great help and direction throughout the claims process. With Bow Wow Meow Pet Insurance, you can safeguard your pet.
Here are the basic Details for the company:
Name - Bow Wow Meow Pet Insurance
Address - Suite 6/95-97 Grafton St, Bondi Junction NSW 2022, Australia
Phone number - 1800 668 502
The cute name of this insurance policy provider believes that they can genuinely provide the best care plan for your dogs and cats. They offer four policies for your pets – the Bow Wow Meow Accident Plus Plan, the Peace of Mind Plan, the Ultimate Care Plan, and the Indoor Cat Plan. The Accident Plus plan is the basic plan among the four and covers both accidental injuries and illnesses, a maximum yearly benefit of $10,000, with a reimbursement rate of up to 80%. Your family pet can also get the paralysis tick benefits at $1,200. Some injuries covered by this plan are snake bites, burns, and incidents with vehicles.
For the Bow Wow Meow Peace of Mind plan, you can get the necessary coverage like in the Accident Plus plan, but with a higher yearly benefit of $15,000. The paralysis tick benefits are also more top at $2,000 coverage. However, compared to the basic plan, you can choose your reimbursement rate at 60%, 70%, or 80%. It also offers lower premiums than the Ultimate Care, and you can add the Routine Care benefit.
The Bow Wow Meow Ultimate plan has the highest benefits and most comprehensive coverage. This plan has a maximum yearly benefit of $20,000 with a $3,000 paralysis tick benefit. It still covers accidental injuries and illnesses and has up to 80% reimbursement from all vet treatment costs. Compared to the Peace of Mind Plan, this plan already has the routine Care included with a $0 excess payment per condition.
However, if you want a unique plan just for your laid back feline friend, the company offers the Bow Wow Meow Indoor Cat plan. This policy has a lower premium compared to other programs since your cat has a lower risk of getting injured while indoors. You can still get up to 80% of vet bills covered with a yearly benefit of $5,000. But since this policy has lower premiums, the list of covered injuries and illnesses are also limited.
With all the four insurance policies laid out, you must understand that there are claims, injuries, and illnesses that all the plans do not cover, such as pregnancies, elective procedures, behavioural problems, and pre-existing conditions.
You can quickly get a quick quote for your chosen plan and easily submit a claim once you become a member. For the quick quote, you can go to their website https://bowwowinsurance.com.au/ and click on the “Get a quick quote” on either the dog insurance or cat insurance.
To submit a claim, you can go to their website or print out a claim form and give it to your vet upon appointment. After the vet has filled in the claim form, you have to mail it to the claim centre. But take note that you must submit all claims within 90 days after the treatment date or the request will not be processed.
Submitting your claim has no limit, as long as your chosen policy covers it. So if you wanted the basic plan which is the Accidental Plus, you could have a maximum of $10,000 worth of claims.
Why we like
Bow Wow Meow Pet Insurance
Happy Clients: Bow Wow Meow pet insurance now has an overall rating of 4.2 stars, based on 2,367 independent user reviews, which is higher than certain pet insurance solutions that are frequently criticised on consumer review websites like
Furbaby. Its Ultimate Care plan has a rating of 4.5 stars as of 2/01/2022, while its Accident Only and Peace of Mind plans each have ratings of 4.4 stars.
Initial Proposals Bow Wow Meow pet insurance offers introductory discounts to entice new pet owners to sign up, similar to many other pet insurance providers. While these deals are constantly changing, you might be able to obtain a percentage off your first year's rates or a few months of free coverage for young animals. Before applying, be sure to browse our list of coupons and promo codes to locate the most recent deals on pet insurance.
Discount for numerous pets: Want to insure several pets? You can get a 10% multi-pet discount with Bow Wow Meow pet insurance, which will enable you to save money month after month.
Reimbursement Rate: Depending on the plan you select, Bow Wow Meow pet insurance may reimburse up to 80% of admissible veterinary expenses. You also have the opportunity to modify your benefit percentage. Although some pet insurance plans reimburse up to 100% of medical costs, these can have higher premiums. Compare your options carefully to see which is best for you.
No Excess: Helping you save on upfront costs, Bow Wow Meow pet insurance doesn't impose an excess on any of its plans. This not only makes going to the vet more affordable for you, but it also ensures that you may submit a claim for even the smallest vet-related charges.
Simple to claim: Bow Wow Meow pet insurance takes pride in its simple claims procedure, which is accessible through its newly enhanced pet portal. Pet owners can submit claims, follow their status, and manage their policies via this service. The company's claims team follows up with the veterinarian rather than the pet owner if there are any problems with a claim, which makes the claims procedure simpler and more straightforward.
GapOnly: If you have Bow Wow Meow pet insurance, you can choose to have GapOnly handle your claim right away. While you're still at the vet, this convenient tool calculates your claim, so you simply have to pay the difference.
Generous Limits: Bow Wow Meow pet insurance offers tiered cover levels so you can choose the level of protection you require. There are substantial annual limits of up to $20,000 available. Substantial inclusions are also available, like as up to $7,600 in coverage for hip joint surgery per hip (exclusive to Bow Wow Meow).
Lifetime Coverage: After your pet reaches the age of nine, you can take advantage of lifetime coverage as long as you keep renewing your insurance and there are no breaks, gaps, or changes in the amount of coverage. The terms and conditions of each renewing insurance will apply to coverage.
Routine Care Cover: If you choose an Accident & Sickness plan, you can upgrade your policy to include Routine Care Protection. To provide limited benefits on things like vaccinations and routine veterinary check ups comes at an additional cost.
Extras: If you have a Bow Wow Meow pet insurance coverage, you may take advantage of extras like a free ID tag each year and a wallet-sized pet health card.
Travelling with a pet internationally: If you take your pet on a flight to New Zealand or Norfolk Island, you'll be covered for medical costs.
Providing: Bow The Australian Animal Poisons Helpline is a registered animal charity that offers free poisons advice services to pet owners throughout Australia and New Zealand. Wow Meow pet insurance is a Platinum Sponsor of the organisation. It also supports WIRES Wildlife Rescue Australia as a Bronze Sponsor, helping to fund the vital job they perform to save and safeguard our native creatures.
What's good about
Bow Wow Meow Pet Insurance
It provides more annual coverage for your pet ($20,000) than many other insurers.
With the exception of PD and Knose, its $3,000 paralysis tick benefit is larger than most of the other suppliers we considered.
