PetMed Pet Insurance
PetMed Pet Insurance 4.6/5
To safeguard their furry friends, pet owners can purchase trustworthy and reasonable pet insurance plans from Petmed Pet Insurance. Petmed Pet Insurance offers coverage choices that can be tailored to your pet's unique requirements and financial situation, helping to provide you peace of mind in the event of unanticipated veterinary costs. They are a dependable source of pet insurance due to their dedication to providing excellent customer service and their affection for animals. Petmed Pet Insurance offers financial and physical protection for your pet.
Here are the basic Details for the company:
Name - PetMed Pet Insurance
Claim Address - Petmed, Locked Bag 9021Castle Hill, NSW, 1765 Australia
Phone number - 1300 732 172
Petinsurance provides affordable insurance plans that fit your pet’s needs and fit your budget. They are under PetSure Australia Pty. Ltd, which has been in the insurance industry for more than 15 years and is in the top five best pet insurance providers in the world.
There are two types of policies for each of the following – dogs, puppies, cats, and indoor cats. The first type of system for the dog cover is accidental injury and illness. The inclusions of the policy are the treatment for injuries and diseases with an annual benefit of $10,000 max. Other additions of the plan are tick paralysis, snake bites, motorcycle accidents, cruciate ligament conditions and cancer treatment.
The other policy is accidental injury. The system only covers unintentional injuries for dogs starting six months and above. Just like the first policy, the injury policy has an annual benefit of $10,000 max with a reimbursement rate of 80% worth of vet expenses.
The Puppy cover has another set of policy. The first one is the accidental injuries and illnesses policy which has the same coverage as the accidental injuries and illnesses policy for dogs. However, the age bracket for this policy is only from eight weeks to six months.
The accidental injuries policy for puppies is the same as the accidental injuries policy for dogs. However, the annual benefit for the plan is $8,000 and does not cover illnesses. Skin conditions are also not part of the inclusions for this policy.
There are a couple of injuries that can only take effect after 30 days waiting period. Injuries like tick paralysis, soft tissue injuries, ingestion of foreign objects, heatstroke and torn nail are part of the 30-day waiting period. Other damages can be covered immediately by the policy right after purchase.
For the Cat coverage, both the accidental injuries and illnesses policy and accident-only policy have $0 excess with a reimbursement rate of up to 80% worth of vet costs. Both plans also have an annual benefit of $3,000 for accidents and another $3,000 for illnesses.
For your indoor cats, the minimum age is eight weeks old, and the maximum age limit is nine years old. The annual deadline for the Indoor cat cover is $5,000 with a reimbursement rate of up to 80% worth of vet costs. The coverage of the policy also includes some specified illnesses like cancer treatments, gastrointestinal problems, diabetes, heart disease and renal diseases.
Emergency boarding is also part of the inclusions for the Indoor cat cover. Your cat will get a $1,000 worth of accommodation per year when you are unable to care for your cat due to an emergency. However, food and other stuff do not apply for the benefit.
What we like about the policies offered by Petinsurance is how they can specify the systems based on what pet you have. Since every animal has a specific need, there should also be a detailed insurance plan for them.
Just take note that there are still exclusions for the policies, and you must read and understand the terms and conditions carefully to thoroughly compare the plans and know which strategy is the best fit for your pet.
Why we like
PetMed Pet Insurance
Excellent for Older Pets: It can be challenging to locate pet insurance plans that provide complete coverage for animals that are older than eight or nine years old. One of the few companies in the sector, Petmed, gives senior pets comprehensive coverage without a starting age cap. That means you may choose a plan that covers illnesses and injuries to your pet regardless of age rather than depending simply on accidental injury insurance.
Customizable Cover: Petmed pet insurance also stands out for its selection of adaptable features, which effectively let you customise your coverage to meet your needs. You can select from a variety of alternatives with regard to what excess you will pay, what reimbursement rate you will receive, and how much you will be able to claim annually overall, depending on whether you want the Young Pets or Senior Pets plan. There are also some customizable sublimits.
Free Health Report: You might be interested in obtaining Petmeds free health report if you want to learn more about your pet's health. This health report offers crucial information based on the breed of your dog or cat, including details on any possible hereditary disorders, cancer risks, and instances of the most prevalent ailments, so you can get ready for the future and understand what might be in store.
Easy Claims: Using its Pet Portal, Petmed provides easy claims. Petmed will handle everything after you upload a copy of the itemised invoice and the consultation notes from your veterinary visit. You can also make a claim by mail if you don't want to use the pet portal.
Quick Payout: According to Petmed, the majority of its claims are settled within five days. In other words, as long as your claim is validated, you shouldn't be out of pocket for too long, even if you have to pay the upfront expenses related to seeing the veterinarian.
Lifetime Coverage: Although PetMed pet insurance may not have a maximum starting age for a pet, it's still comforting to learn that the provider provides everlasting coverage. Make sure you keep renewing your policy without any gaps in coverage to qualify for coverage for life.
What's good about
PetMed Pet Insurance
Every Petmed pet insurance plan offers complete coverage for illness, unintentional harm, and inherited disorders. For pet owners, this offers a great amount of peace of mind.
There is no upper age limit to worry about because Petmed offers pet insurance packages that protect animals 8 weeks or older.
Although its $18,000 annual benefit is less than that of insurers like Knose, Petsy, or Daily, it is still significantly higher than the average budget policy's $12,000 payout.
